You only pay when we bring you a customer.

No subscription. No setup fee. No monthly minimum. No hardware to buy.

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No subscription. No hardware. No loyalty cards.
Free to set up · Free forever on loyalty · Live in 20 minutes

The entire price list.

Loyalty programmeFree
Loyalty personalisation & customisationFree
Setup, kit and staff trainingFree
Analytics dashboard and customer listFree
Deals listings (capped)Free
Your own merchant gift cardsFree
Commission on your loyalty rewards0%
Unlimited customers, unlimited rewardsFree
Universal Givmo gift card redeemed at your business10%

If no Givmo gift card is ever spent at your business, you never pay us anything and you keep the loyalty programme.

Rates are negotiable between 7% and 10% depending on category and volume.

Negotiate rate

What you get for the 10%

You get a customer without lifting a finger, paid nothing to advertise to them, and carried no risk if they never came.

Compare it to what a promoter or a discount campaign would have cost you for the same sale.

And note that every one of those charges you whether or not the customer shows up.

Why we don't charge a subscription

A subscription means we get paid whether or not your business gets anything. That's a bad deal dressed up as a simple one.

Commission means our incentives point the same way as yours. If we don't bring you customers, we don't earn.

You never have to decide whether Givmo was "worth it this month." The only months you pay us are the months we brought you business.

How settlement works

Nothing for you to calculate

Redemptions are settled to you net of commission on each settlement run. There is no invoice to raise, no transfer to make and no reconciliation to do at your end.

Every line itemised

Your dashboard shows each redemption, the commission applied and the net amount paid to you. You have 14 days from any settlement to query a line.

Paid to the account you choose

Bank account or mobile money. Change it yourself in the dashboard whenever you need to. Changes are protected by a one-time code and a 24-hour hold.

Pricing questions

Is the 10% taken from my loyalty rewards too?

No. Loyalty is 0%, permanently. The 10% applies to one thing only: the value of a universal Givmo gift card redeemed at your business.

Can I negotiate the rate?

Yes. Rates run between 7% and 10% depending on your category and your volume. High-volume merchants and founding anchor merchants sit at the bottom of that band. Your agreed rate is written into your agreement and shown in your dashboard.

What if I don't want to accept universal gift cards at all?

Switch it off in your dashboard and you'll never pay us anything. You keep the loyalty programme, the dashboard, the customer list, the training and your own merchant gift cards. The one thing you lose is your free allocation of Deals posts, since those are funded by the gift card side of the business.

Are there any hidden costs?

No. There is no setup fee, no subscription, no monthly minimum, no per-SMS charge, no hardware to buy and no exit fee. The table above is the whole price list.

What does "Deals listings (capped)" mean?

Every merchant gets a set number of free promotional posts on the Givmo Deals board each month. The cap is there so the board stays useful to customers rather than turning into a wall of adverts. If you want more than your allocation, talk to us.

When do I start paying?

The first time a universal Givmo gift card is redeemed at your business. Not before. Many merchants go weeks before that happens, and everything works for them in the meantime.